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Non-Financial Retirement Counselling

Retirement reshapes
who you are,
not just what you do.

The money question has a ready answer. The identity question is where people struggle. We attend to the psychological and relational dimensions of retirement — the transition nobody talks about.

1 in 3
retirees report a major identity crisis in Year 1
68%
were not emotionally prepared for the transition

The transition nobody talks about

We are not a financial service.
And that distinction matters.

For decades, professional identity, daily structure, collegial relationships and a sense of contribution have been woven into your working life. Retirement dissolves this fabric — sometimes abruptly.

Financial planning rightly addresses the economics of retirement with great rigour. Society has told us that if the finances work, everything else will follow. But it doesn't always. And that's not a failure — it's a transition that deserves the same care and preparation you brought to your career.

For many, it is the psychological and relational dimensions that prove most challenging: the loss of identity and purpose, loss of workplace social connections, loss of structure and routine, relationship strain with partners, grief about ageing and mortality.

Our work attends to exactly these dimensions, drawing on clinical psychology, adult development, and the accumulated wisdom of those who have navigated this passage well.

Financial planning addresses
We address
Superannuation & investment strategy
Loss of identity & professional self
Budgeting for retirement income
Purpose, meaning & new daily structure
Tax & estate planning
Grief, anxiety & emotional transition
Insurance & risk management
Relationship dynamics & shared vision
Age pension eligibility
Redesigning a life that feels worth living
Retirement counselling provides a platform for continuity in wellbeing
Opportunity for personal growth, self-discovery and chance to embrace new possibilities
Develop coping strategies and new routines of behaviour and thinking

Professional Services

We work together, with counsel tailored to your transition.

Each engagement is as individual as the person undertaking it. All sessions are confidential, held one-on-one or as a couple, and conducted in person or via videoconference.

01

Individual Counselling

One-to-one sessions exploring the personal, psychological and relational dimensions of your retirement. Held in confidence and conducted at your pace.

02

Couples Consultation

Retirement reconfigures daily life for couples in profound ways. Joint sessions support partners in navigating shared space, changed routines and evolving expectations — together.

03

Pre-Retirement Planning

For those approaching retirement in the coming months or years. Structured conversations to anticipate challenges, clarify values and enter the transition confidently and purposefully.

04

Executive Transition Support

Tailored to senior leaders stepping back from significant organisational responsibility and generational family business founders — addressing the particular challenges of relinquishing authority, status and mission.

05

Organisational Engagements

Working with employers and professional associations to support outgoing executives and senior professionals through thoughtful, structured retirement transition programmes.

Begin with a free 20-minute discovery conversation. This carries no obligation — it is simply an opportunity to explore whether this work might be of value to you.

Client Voices

The conversation that changed things.

I thought I was just bored and restless. It took a few sessions to realise I was grieving. Once I named it, everything started to shift — notably my irritability.

Consultant Engineer

My partner retired two years before me and we nearly didn't survive it. This helped us understand each other's experience and build something that works for both of us.

Senior Academic (Still Working)

I had everything planned financially. I hadn't planned on feeling de-skilled and invisible. Having somewhere to actually talk about that without being told to "take up Pickleball" — was everything.

Finance Executive

The toughest part was the change from a busy "live to work" mindset to actually becoming family-centred and learning to enjoy the leisure pace. I got there.

Business Owner

About the Principal

LM

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Larry Marlow Principal, The Retirement Transition Practice

Larry Marlow

Larry Marlow brings an unusual depth of experience to retirement counselling — one that bridges the inner life of individuals and the outer demands of professional leadership. His career has moved through two complementary disciplines: clinical psychology and senior executive development.

As a practising clinical psychologist, Larry worked closely with individuals navigating major life transitions, identity disruption and questions of personal meaning — developing the listening skills, therapeutic acuity and conceptual frameworks that now inform his retirement counselling practice.

In parallel, Larry built a substantial career as the founder and CEO of an Australian management consultancy and as a University Adjunct Professor, advising organisations on strategy and leadership development. He understands, from the inside, the psychology of high-achieving professionals — how deeply identity, self-worth and purpose can become fused with role and belonging.

It is precisely this fusion — so positively functional during a career — that retirement can so painfully unsettle. Larry's practice brings together clinical depth, executive understanding and genuine human warmth to help clients not merely cope with retirement, but flourish in it.

Begin a Conversation

Navigating your next chapter
deserves attention.

All enquiries are treated with complete confidentiality. A free 20-minute initial conversation carries no obligation — it is simply an opportunity to explore whether this work might be of value to you.

Location
Consultations available in person and online via videoconference
Free 20-minute discovery conversation. No obligation — simply an opportunity to explore whether this work might be of value to you.

This is a counselling service, not a financial advisory service. We do not provide financial, legal or investment advice.